Utilitory / Money / Extra Mortgage Repayment Calculator
Money · Tool #002

Extra Mortgage Repayment Calculator

See how regular extra repayments could reduce mortgage interest and shorten your remaining loan term.

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Current mortgage

Use this when you already have a mortgage and want to see what regular extra repayments could change.

With extra repayments

Payment with extra
—
New payoff time
—
Standard monthly repayment—
Estimated interest saved—
Paid off sooner—

Mortgage burndown

Compare the normal balance trajectory with the faster balance reduction after adding the extra repayment.

Standard repaymentWith extra repayment
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More useful tools

General information only. Results are estimates and may differ from provider calculations, market outcomes or local rules.